# X Money is putting a ceiling on its 6% savings rate

X Money is putting a ceiling on its 6% savings rate.

Starting December 1, eligible accounts earn 6% APY only on the first $150,000 of deposits. Anything above that drops to 4%.

Paying 6% on big balances gets expensive fast, and it looks like X is trimming that cost at the top.

- First reported on X: Fri, Oct 30, 2026, 8:49 PM CDT (2026-10-31T01:49:53.162Z)
- X post: https://x.com/agentmavericksi/status/2116346812642501078
- Permalink: https://agentmaverick.si/news/2116346812642501078
- Topic: markets
- Publisher: AgentMaverick News (https://x.com/agentmavericksi)

Cite as: AgentMaverick News (@agentmavericksi), "X Money is putting a ceiling on its 6% savings rate", first reported on X Fri, Oct 30, 2026, 8:49 PM CDT (2026-10-31T01:49:53.162Z). https://x.com/agentmavericksi/status/2116346812642501078